Loan Info

Greater Orlando Realty USA, Inc can assist you with applying for a new home loan.

Applying for the loan is one of the most troublesome aspects of buying a home. But it doesn't have to be. We've got great connections to various mortgage lenders in the Greater Orlando area, and they've helped us learn a few things that will make the process of applying for a loan uncomplicated.

  1. Assemble a list of questions regarding your loan program

    If you find that you do not perfectly comprehend the pros and cons of all the different financing options, be sure you have a list of questions. It's a challenge understanding the characteristics of both fixed and adjustable rate mortgages. One of our trusted lenders or us can assist you with understanding the advantages and disadvantages of each one.

  2. Decide when you want to lock

    When you lock in the rate, it designates that your mortgage lender guarantees the mortgage interest rates for the loan – usually at the time the loan application is received. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who opt to float conclude the interest rates will drop in the near future. Click here to see the outlook for the next 90 days of interest rates.

  3. Determine if you want to pay additional points to decrease your rate

    Usually you can decide to pay additional points to lower the rate of your loan. Every point is 1 percent of the mortgage loan and is payable in cash at closing.

  4. Gather your paperwork

    Obtaining a mortgage loan requires a lot of paperwork, so you should take some time to get your documentation together. Click here to see general information that goes on a loan application.

Getting your mortgage is just one aspect of getting into a new home. All agents at Greater Orlando Realty USA, Inc are experienced at helping both new and experienced buyers alike in all areas of real estate. Contact us if your needs include a real estate pro ready for the business side of buying and selling.

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